FREQUENT QUESTIONS

You have questions, we have answers.

CURIOSITY IS IMPORTANT

Below we hope you find what you’re looking for.
If not, we’d be happy to discuss any questions you may have.

Who is Vision Insurance Exchange and what makes Vision Insurance Exchange different?

Vision Insurance Exchange was built by a team of experienced insurance professionals, including former independent agents and carrier leaders, who understand the challenges and opportunities facing today’s insurance marketplace.

As a true reciprocal exchange, Vision is rooted in the values of partnership, transparency, and shared success. Our focus is on delivering thoughtfully designed products, a responsive concierge service, and dependable support for both our Agent Partners and Members.

The Vision team was carefully assembled by our Founder to reflect a diverse range of expertise across all operations. Together, we’re committed to upholding the principles of a genuine reciprocal model.

We’re dedicated to providing clear communication, ongoing education, and practical training that help our partners stay ahead of industry demands. More than a carrier, Vision aims to be a collaborative, long-term ally invested in the growth and success of our agency community and member community.

We look forward to building the future of insurance together.

How long has Vision Insurance Exchange been in business and what is your focus?

Vision Insurance Exchange was formed in January of 2025 and has applied for its Certificate of Authority from the Florida Office of Insurance Regulation (FLOIR). There was a clear Vision of what our Founder had in mind and his first goal was to be sure he had the top team in place to build a true Reciprocal model to benefit the needs of our Agent Partners and Members.

 Our model prioritizes the needs of Agent Partners and Members alike.

 Our focus is on providing enhanced insurance products designed to meet the real needs of homeowners, delivering proper protection while educating Members on how to strengthen and sustain their most valuable asset. This approach not only benefits Members but also provides meaningful product opportunities for our Agent Partners. We look forward to presenting our options with our Agent Partners and Members.

What products does Vision Insurance Exchange offer?

Vision will offer an HO3, HO6 and DP3 beginning in Q4 2025 for a Citizens takeout. In Q1 2026, we plan to offer voluntary HO3, HO6 and DP3 products.  Plans are also in the works to add E&S products along with several commercial solutions and expansion into other coastal states.

Where will you offer coverage?

 At launch we will be offering broad coverage throughout the state of Florida excluding Monroe County.