Terms and Conditions

Terms and Conditions for VisionPCI.com

Last Updated: June 9, 2025

Welcome to VisionPCI.com (the “Site”), operated by Vision Insurance Holdings (“we,” “us,” or “our”). By accessing or using our Site, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use the Site.

1. Use of the Site

1.1 Eligibility: You must be at least 18 years old and have the legal capacity to enter into these Terms to use the Site. By using the Site, you represent that you meet these requirements. 1.2 Permitted Use: The Site is intended for personal, non-commercial use to access information about vision insurance plans, submit inquiries, or manage your account with Vision Insurance Holdings. You may not use the Site for any unlawful purpose or in any way that violates these Terms. 1.3 Account Responsibility: If you create an account, you are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account.

2. Services and Insurance Plans

2.1 Information Only: The content on the Site, including descriptions of vision insurance plans, is for informational purposes only and does not constitute a binding offer. All insurance plans are subject to the terms of the applicable policy documents. 2.2 Plan Availability: Availability of vision insurance plans may vary by location and is subject to eligibility requirements. We reserve the right to modify or discontinue plans at any time without notice. 2.3 Third-Party Providers: Some services, such as vision care or provider networks, may be facilitated by third parties. We are not responsible for the actions or services of these third parties.

3. Privacy and Protected Health Information

3.1 Privacy Policy: Your use of the Site is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information, including Protected Health Information (PHI) as defined by the Health Insurance Portability and Accountability Act (HIPAA). 3.2 HIPAA Compliance: We will only use or disclose your PHI as permitted or required by law or with your authorization, in accordance with HIPAA regulations.

4. Intellectual Property

4.1 Ownership: All content on the Site, including text, logos, graphics, and software, is the property of Vision Insurance Holdings or its licensors and is protected by intellectual property laws. 4.2 Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal purposes. You may not copy, modify, distribute, or create derivative works from any content without our prior written consent.

5. Limitation of Liability

5.1 No Warranties: The Site and its content are provided “as is” without warranties of any kind, express or implied, including as to accuracy, completeness, or fitness for a particular purpose. 5.2 Liability Cap: To the fullest extent permitted by law, Vision Insurance Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services. Our total liability to you for any claim shall not exceed $100. 5.3 Exclusions: We are not liable for any damages resulting from (a) your failure to provide accurate information, (b) unauthorized access to your account, or (c) events beyond our reasonable control, such as natural disasters or internet failures.

6. Indemnification

You agree to indemnify, defend, and hold harmless Vision Insurance Holdings, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable legal fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.

7. Termination

We reserve the right to suspend or terminate your access to the Site at our sole discretion, with or without notice, for any reason, including if we believe you have violated these Terms.

8. Governing Law and Dispute Resolution

8.1 Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State, e.g., Delaware], without regard to its conflict of law principles. 8.2 Dispute Resolution: Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration in [Insert City, e.g., Wilmington, Delaware], conducted by a single arbitrator under the rules of the American Arbitration Association. You waive any right to a jury trial or class action.

9. Changes to These Terms

We may update these Terms from time to time. The updated Terms will be posted on the Site with the “Last Updated” date. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.

10. Contact Information

If you have any questions about these Terms, please contact us at:

  • Email: info@visionpci.com

  • Address: Vision Insurance Holdings, 422 NE 2nd Place, Cape Coral, Florida

11. Miscellaneous

11.1 Entire Agreement: These Terms, together with the Privacy Policy, constitute the entire agreement between you and Vision Insurance Holdings regarding your use of the Site. 11.2 Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. 11.3 No Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

By using VisionPCI.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.