RESIDENTIAL

HOMEOWNER'S INSURANCE

Homeowners coverage safeguards your home, possessions, and liability against unexpected events from covered risks.

Coverage A

DWELLING

Dwelling coverage provides comprehensive coverage for the physical structure of your home

Coverage B

OTHER STRUCTURES

Other Structures coverage protects detached structures like garages, fences, tool sheds, or pools.

Coverage C

PERSONAL PROPERTY

Personal Property coverage insures personal items such as laptops, TVs, furniture, and sports equipment.

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Coverage D

LOSS OF USE

Loss of Use covers additional living expenses (e.g., hotel costs) if your home is uninhabitable due to covered events.

Coverage E

PERSONAL LIABILITY

PL provides protection for bodily injury or property damage to others caused by your actions, whether at home or elsewhere.

Coverage G

MEDICAL PAYMENTS

This coverage pays for medical expenses related to injuries guests sustain at your home.

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